Livetopic is a Spanish insurtech that acts as an online, algorithm- and AI-driven financial advisor: it analyses a user's personal, work and financial situation to recommend and sell life insurance, savings, protection and retirement products, and also licenses that advised-sales technology to brokers and insurers (B2B). Founded in 2017 in Galicia, it operates from Pontevedra/Vigo with presence in Madrid and Barcelona, has raised roughly €1.4–1.5M across small rounds (€165k, €500k, €600k) plus CDTI-NEOTEC and ENISA public funding, and in 2025 powered IATI Seguros' new 100% online life insurance product together with Medicorasse.
SectorsInsurtech, Fintech, Life insurance, AI
Start-up MapInsurtech › Policy comparison & advice
Founders
A
Alejandro Mariño
Co-Founder (former CEO)
A
Antonio Casal Rey
Co-Founder & CEO
P
Pablo Sixto Gulín
Co-Founder & CTO
Global models 5
EEthos
United States · www.ethos.com ↗
Sells life insurance fully online, using algorithmic underwriting and a digital advice flow, and earns revenue on each policy sold.
$406MComparable
LLadder
United States · www.ladderlife.com ↗
A digital life insurance platform that uses algorithms to recommend and instantly issue coverage online to consumers.
$314MComparable
PPolicygenius
United States · www.policygenius.com ↗
An online insurance broker that analyses a user's finances to recommend life and protection policies and earns commissions from insurers.
$286MComparable
CClark
Germany · www.clark.de ↗
A digital insurance broker that uses algorithms to analyse a customer's situation and recommend and sell protection, life and retirement products for commission.
$270MComparable
BBestow
United States · www.bestow.com ↗
Started by selling term life insurance online direct to consumers, then licensed its digital sales and underwriting platform to insurers, matching Livetopic's B2C-plus-B2B model.
$225MComparable
In the same niche 2 others
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Notes: Most funded first
Investors 8
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VVigo Activo
vigoactivo.com
CCentro para el Desarrollo Tecnológico y la Innovación
www.cdti.es
GGrup MED
A
Angel Vazquez Miguez
J
Joaquin Huergo Luz
S
Sixto Arias
T
Telmo Perez Luaces
CConector Startup Accelerator
Funding rounds 4
·1 not counted| Date | Round | Amount | Lead |
|---|---|---|---|
| 2022-01-14 | Seed (estimated) | €600K incl. debt: equity and debt, the split was not disclosed |
Lead not disclosed
+1 more
|
| 2020-06-30 | Seed (estimated) | €500K |
Grup MED
+1 more
|
| 2019-03-12 | Pre-seed | €165K |
Lead not disclosed
+3 more
|
| 2018-03 | Pre-seed (estimated) | €100K |
Lead not disclosed
+2 more
|
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