Múltiplo Capital

www.multiplocapital.com ↗ ·Madrid ·Pre-seed

Múltiplo Capital is a Madrid-based fintech operating as a CNMV-authorised independent financial advisory firm (EAF), combining an AI-powered account-aggregation platform with a dedicated human advisor for each client. It targets savers left out of private banking (from roughly €30,000 in liquid assets), charging a flat annual fee with no commercial agreements with product providers. Founded in December 2023 by Cristian Merino (ex-Finanbest, acquired by MyInvestor), it launched commercially in early 2025, raised a €950K pre-seed led by Antai Ventures alongside angels such as Fintonic's Aitor Chichetru, Rappi's Sebastián Mejía and SelfBank's Alberto Navarro, and reported over €34M under advisory in its first six months.

Founded

2023

Founders

Total funds raised

€950K+

SectorsFintech, Wealth Management, Financial Advisory, AI Start-up MapFintech › Wealth & investing

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Founders

Atzarí Surinyach

CPO & Co-founder

Cristian Merino

CEO & Co-founder

Ángel Garrido

CTO & Co-founder

Global models 5

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