Spanish-founded insurtech Harbor raises €8.9 million seed round to insure AI agents

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Harbor, a San Francisco insurtech founded by Spaniards Jesús Santos, Daniel Elechiguerra and Cristian Bartolomé, who met at Stanford, has closed a €8.9 million ($10 million) seed round. Base10 Partners, the fund of Tuenti co-founder Adeyemi Ajao, led it with Abstract and 8VC, Joe Lonsdale's vehicle. Restive, NFX, Innovation Endeavors and the Spanish firms Kibo Ventures and Masia also joined.

The premise is that companies now let AI agents make real decisions and stay liable when an agent gets one wrong, while insurers have begun writing that risk out of their policies. Harbor lists every agent a company runs, scores each one's operational, security and regulatory risk, and blocks decisions that break the company's own rules. Then it insures whatever risk remains.

It already works with banks, insurers and other regulated firms in the US, Europe and Latin America.