Pontio is a Madrid-based fintech that provides point-of-sale financing (a BNPL-style product) for residential energy-efficiency installations — solar PV, batteries, heat pumps and EV chargers — sold through installer companies. Installers pre-qualify customers instantly in a 100% digital flow, get paid up front, and Pontio assumes the credit risk with terms of up to 25 years. Founded in 2021 and backed by early-stage investors including Bynd Venture Capital, Draper B1, Lanai Ventures and CastiVentures, it says it financed over 7,000 installations in 2025 and has grown to roughly 45-50 employees.
SectorsFintech, Embedded finance / BNPL, Energy & Climate, Solar & renewables, Consumer lending
Start-up MapFintech › Payments & merchant checkout
Founders
A
Alberto Cortés Pavón
Co-founder (former; now at Quibim)
J
Jorge Lasauca Grande
Founder & CEO
Global models 4
GGoodLeap
United States · www.goodleap.com ↗
Digital point-of-sale lending for residential solar, batteries and efficiency upgrades sold through installers, with instant approvals and long terms: the same model as Pontio at scale.
$800MComparable
GGreenSky
United States · www.greensky.com ↗
Home-improvement point-of-sale financing offered through contractors, who are paid up front while the lender takes the credit risk, as in Pontio's installer channel.
$300M+Comparable
M
Mosaic
United States · joinmosaic.com ↗
Solar and home-energy loan platform sold through installers, with instant digital pre-qualification and terms of up to 25 years, very close to Pontio's product.
$200M+Comparable
SSunlight Financial
United States · sunlightfinancial.com ↗
Point-of-sale financing platform that lets residential solar installers offer customers instant loan approvals, the same installer-led model as Pontio.
$100M+Comparable
In the same niche 25 others
See all in the Start-ups Map →Notes: Most funded first
Investors 4
Open as list →Funding rounds 1
| Date | Round | Amount | Lead |
|---|---|---|---|
| 2022-04-01 | Seed | — |
Lead unknown
+2 more
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