seQura is a Barcelona-founded fintech (2013) offering flexible payment technology for merchants, including Buy Now Pay Later, Pay in 3, and installment options, serving retail and education verticals across Southern Europe and Latin America. The company is profitable, processes over €1B in annual transactions across 5,000+ merchants and 2M+ shoppers, and has raised €410M+ in combined debt and equity financing (2024) to expand into the US, UK, and Germany.
SectorsFintech, BNPL, Payments, E-commerce
Start-up MapFintech › Payments & merchant checkout
Founders
D
David Bäckström
Co-Founder & CEO
D
David Vrensk
Co-Founder (former CTO, 2013-2018)
J
Joaquim Ferrer
Founding Partner & Growth Manager
L
Luis Miguel Oyaga Vidaurreta
Co-Founder & Financial and Operations Director
Global models 5
KKlarna
Sweden · www.klarna.com ↗
The dominant global BNPL/flexible-payments platform seQura is directly modeled after, offering pay-later and installment checkout for merchants.
$4.5BComparable
AAffirm
United States · www.affirm.com ↗
Major US point-of-sale installment lender competing in the same pay-later merchant-financing category before its 2021 IPO.
$1.5BComparable
TTabby
United Arab Emirates · tabby.ai ↗
Fast-growing BNPL provider for e-commerce merchants in a similar underbanked/growth-market segment, combining equity and debt like seQura.
$700MComparable
SScalapay
Italy · www.scalapay.com ↗
Southern-European BNPL competitor with the closest geographic and product overlap to seQura's core Spain/Italy markets.
$700MComparable
ZZilch
United Kingdom · www.zilch.com ↗
VC-backed direct-to-consumer BNPL/flexible-payments platform in the same installment-financing business model.
$460MComparable
In the same niche 25 others
See all in the Start-ups Map →
Notes: Most funded first
Investors 6
CCiti
CChenavari Investment Managers
SSvea Bank
OOptimizer Invest
MM&G plc
GGrupo Intercom
Funding rounds 5
| Date | Round | Amount | Lead |
|---|---|---|---|
| 2024-11-12 | No stage disclosed | €410M incl. debt: equity and debt, the split was not disclosed |
Citi
+3 more
|
| 2022-09-27 | Venture Debt | up to €150M | Citi |
| 2022-02-04 | No stage disclosed | €35M | Svea Bank |
| 2020-08-05 | Venture Debt | €50M | Chenavari Investment Managers |
| 2016-07-18 | Seed (estimated) | — | Optimizer Invest |