Denarius (legal entity Denarius Finance S.A.) is a Madrid-based fintech that operates as Spain's first neobank specialised in the healthcare sector, serving doctors, dentists, pharmacists, clinics and other health businesses. Beyond financing, it offers a catalogue of financial and non-financial products covering the opening, transfer and day-to-day management of healthcare practices. It raised €7M in 2024 and closed a second tranche of €11.2M, taking its Series A to €18.2M; the rounds were backed by Spanish family offices and private investors from healthcare and banking rather than named VC funds, and ex-Santander executive Francisco Martín López-Quesada chairs the board.
SectorsFintech, Neobanking, Healthcare finance, B2B financial services
Start-up MapFintech › SME lending & financing
Founders
F
Francisco Sánchez
Co-founder & Board Secretary
O
Orestis Vílchez Polychros
Co-founder & COO / Executive Director
Á
Álvaro Sánchez
Co-founder & CEO
Global models 3
PPanacea Financial
United States · panaceafinancial.com ↗
A digital bank built only for doctors and dentists. Like Denarius, it combines practice loans, personal lending and deposit accounts for healthcare professionals.
$30MComparable
NNitra
United States · www.nitra.com ↗
A fintech platform for physicians and medical practices offering corporate cards, payments and financing. It is a vertical financial stack for health businesses, like Denarius.
$20MComparable
PProvide
United States · www.getprovide.com ↗
Specialised lender and banking partner for healthcare practices, financing practice acquisitions, start-ups and transitions. Acquired by Fifth Third.
$20MComparable
In the same niche 11 others
See all in the Start-ups Map →Notes: Most funded first
Investors
No investors found yet.
Funding rounds 2
News 4
Open as list →| Published | Article |
|---|---|
| 2026-10-28 |
Denarius lanza cuentas y tarjetas para profesionales de la salud en España ↗
Startups Españolas
2026-10-28 |
| 2026-05-13 |
denarius and Auren present the entrepreneurship award to former Olympic gymnast Almudena Cid ↗
Capital-Riesgo.es
2026-05-13 |
| 2025-12-09 |
denarius closes a second funding round of €11.2 million, bringing its Series A to €18.2 million ↗
Capital-Riesgo.es
2025-12-09 |
| 2025-01-10 |
El neobanco Denarius ficha como presidente a Martín López-Quesada, un histórico del Santander ↗
El Economista
2025-01-10 |





