CCompany · Fintech
Capchase
Capchase is a fintech platform that provides embedded financing and vendor financing for B2B SaaS, hardware, and cloud companies, letting vendors offer flexible installment/BNPL payment terms to buyers while getting paid upfront. Founded in 2020 in New York with a major hub in Madrid, it has provided over $2.5B in financing to thousands of companies across the US and Europe, and was named to Fast Company's Most Innovative Companies (2023) and Forbes Next Billion-Dollar Startups (2023).
Founded
2020
Founders
4
News
1
Rounds
4
Investors
10
SectorsFintech, Embedded Finance, B2B Payments, SaaS Financing
Start-up MapFintech › SME lending & financing
Profile updated 31 Jul 2026
Founders
I
Ignacio Moreno Pubul
Co-Founder, VP Platform/Product
L
Luis Basagoiti Marqués
Co-Founder, VP Data
M
Miguel Fernandez Larrea
Co-Founder & CEO
P
Przemek Gotfryd
Co-Founder & COO
Global models 5
WWayflyer
Ireland · wayflyer.com ↗
Revenue-based/embedded financing for growth companies (ecommerce-focused) using upfront capital against future revenue, the same non-dilutive financing model as Capchase.
$2.18BComparable
CClearco
Canada · clear.co ↗
Pioneer of revenue-based financing offering non-dilutive growth capital to recurring-revenue and ecommerce businesses, directly comparable to Capchase's model.
$1.16BComparable
PPipe
United States · pipe.com ↗
Marketplace that lets SaaS companies trade future recurring revenue for upfront capital, the closest direct analogue to Capchase's SaaS financing product.
$332MComparable
YYouLend
United Kingdom · youlend.com ↗
Embedded revenue-based finance provider for platforms and SMBs, similar embedded/vendor-financing approach to Capchase.
$1B+ (mostly debt facilities)Comparable
UUncapped
United Kingdom · weareuncapped.com ↗
Non-dilutive revenue-based financing for online and SaaS businesses, a smaller but direct competitor with the same funding model as Capchase.
$170M+Comparable
Investors 10
001 Advisors
B
Bling Capital
CCaffeinated Capital
GGaingels
IInvesco
QQED Investors
SSciFi VC
SSeaya
www.seaya.vc
TThomvest Ventures
TTusk Venture Partners
Funding rounds 4
News & media 1
| Published | Article |
|---|---|
| 2026-08-16 |
El espejismo de los unicornios: ¿estamos midiendo bien el éxito en el sector tecnológico? ↗
El Español / Invertia Disruptores
|