Company · Fintech

Capchase

www.capchase.com ↗ ·New York ·Series B

Capchase is a fintech platform that provides embedded financing and vendor financing for B2B SaaS, hardware, and cloud companies, letting vendors offer flexible installment/BNPL payment terms to buyers while getting paid upfront. Founded in 2020 in New York with a major hub in Madrid, it has provided over $2.5B in financing to thousands of companies across the US and Europe, and was named to Fast Company's Most Innovative Companies (2023) and Forbes Next Billion-Dollar Startups (2023).

Founded
2020
Founders
4
News
1
Rounds
4
Investors
10
SectorsFintech, Embedded Finance, B2B Payments, SaaS Financing Start-up MapFintech › SME lending & financing

Profile updated 31 Jul 2026

Founders

Ignacio Moreno Pubul
Co-Founder, VP Platform/Product
Luis Basagoiti Marqués
Co-Founder, VP Data
Miguel Fernandez Larrea
Co-Founder & CEO
Przemek Gotfryd
Co-Founder & COO

Global models 5

Wayflyer
Ireland · wayflyer.com ↗
Revenue-based/embedded financing for growth companies (ecommerce-focused) using upfront capital against future revenue, the same non-dilutive financing model as Capchase.
$2.18BComparable
Clearco
Canada · clear.co ↗
Pioneer of revenue-based financing offering non-dilutive growth capital to recurring-revenue and ecommerce businesses, directly comparable to Capchase's model.
$1.16BComparable
Pipe
United States · pipe.com ↗
Marketplace that lets SaaS companies trade future recurring revenue for upfront capital, the closest direct analogue to Capchase's SaaS financing product.
$332MComparable
YouLend
United Kingdom · youlend.com ↗
Embedded revenue-based finance provider for platforms and SMBs, similar embedded/vendor-financing approach to Capchase.
$1B+ (mostly debt facilities)Comparable
Uncapped
United Kingdom · weareuncapped.com ↗
Non-dilutive revenue-based financing for online and SaaS businesses, a smaller but direct competitor with the same funding model as Capchase.
$170M+Comparable

Investors 10

01 Advisors
Investor United States
Bling Capital
Investor United States
Caffeinated Capital
Investor United States
Investor United States
Investor United States
QED Investors
Investor United States
SciFi VC
Investor United States
Seaya
www.seaya.vc
Investor Spain
Thomvest Ventures
Investor United States
Tusk Venture Partners
Investor United States

Funding rounds 4

Debt · $400M
Capchase, the revenue-based financing fintech founded by Spanish entrepreneurs and run out of Madrid and New York, announced $400M in new no…
2022-07-13
Series B · $80M
Capchase, the revenue-based financing platform founded by Spanish entrepreneurs Miguel Fernández, Ignacio Moreno, Luis Basagoiti and Przemek…
2022-03-10
Series B · $280M
Capchase, a revenue-based financing company founded by Spaniards with a large Madrid team, raised $280M led by i80 Group: a $50M Series B eq…
2021-07-20
Seed · $4.6M
Capchase lends SaaS companies cash against their future recurring revenue and raised a $4.6M seed round led by Caffeinated Capital. It was f…
2020-08-31

News & media 1

PublishedArticle
2026-08-16 El espejismo de los unicornios: ¿estamos midiendo bien el éxito en el sector tecnológico? ↗
El Español / Invertia Disruptores
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