Capchase is a fintech platform that provides embedded financing and vendor financing for B2B SaaS, hardware, and cloud companies, letting vendors offer flexible installment/BNPL payment terms to buyers while getting paid upfront. Founded in 2020 in New York with a major hub in Madrid, it has provided over $2.5B in financing to thousands of companies across the US and Europe, and was named to Fast Company's Most Innovative Companies (2023) and Forbes Next Billion-Dollar Startups (2023).
SectorsFintech, Embedded Finance, B2B Payments, SaaS Financing
Start-up MapFintech › SME lending & financing
Founders
I
Ignacio Moreno Pubul
Co-Founder, VP Platform/Product
L
Luis Basagoiti Marqués
Co-Founder, VP Data
M
Miguel Fernandez Larrea
Co-Founder & CEO
P
Przemek Gotfryd
Co-Founder & COO
Global models 5
WWayflyer
Ireland · wayflyer.com ↗
Revenue-based/embedded financing for growth companies (ecommerce-focused) using upfront capital against future revenue, the same non-dilutive financing model as Capchase.
$2.18BComparable
CClearco
Canada · clear.co ↗
Pioneer of revenue-based financing offering non-dilutive growth capital to recurring-revenue and ecommerce businesses, directly comparable to Capchase's model.
$1.16BComparable
PPipe
United States · pipe.com ↗
Marketplace that lets SaaS companies trade future recurring revenue for upfront capital, the closest direct analogue to Capchase's SaaS financing product.
$332MComparable
YYouLend
United Kingdom · youlend.com ↗
Embedded revenue-based finance provider for platforms and SMBs, similar embedded/vendor-financing approach to Capchase.
$1B+ (mostly debt facilities)Comparable
UUncapped
United Kingdom · weareuncapped.com ↗
Non-dilutive revenue-based financing for online and SaaS businesses, a smaller but direct competitor with the same funding model as Capchase.
$170M+Comparable
In the same niche 11 others
See all in the Start-ups Map →
Notes: Most funded first
Investors 17
Open as list →
DDeutsche Bank
www.db.com
SSeaya
www.seaya.vc
Ii80 Group
QQED Investors
001 Advisors
CCaffeinated Capital
B
Bling Capital
SSciFi VC
IInvesco
SScifiVC
TThomvest Ventures
A
Amara Venture Partners
BBoxGroup
GGaingels
LLorimer Ventures
O
ONEVC
TTusk Venture Partners
Funding rounds 11
| Date | Round | Amount | Lead |
|---|---|---|---|
| 2026-05-27 | Venture Debt | $174M | Lead not disclosed |
| 2026-05-27 | Series C (estimated) | $26M |
01 Advisors
+5 more
|
| 2024-05-21 | Venture Debt | €105M | Deutsche Bank |
| 2022-07-13 | Venture Debt | $400M | i80 Group |
| 2022-03-10 | Series B | $80M |
01 Advisors
+9 more
|
| 2021-07-20 | Venture Debt | $230M | i80 Group |
| 2021-07-20 | Series B | $50M | i80 Group |
| 2021-06-04 | Venture Debt | $100M |
QED Investors
+3 more
|
| 2021-06-04 | Series A | $25M |
QED Investors
+3 more
|
| 2021-01-13 | Venture Debt | $60M | i80 Group |
| 2020-08-31 | Seed | $4.6M |
Caffeinated Capital
+6 more
|
News 2
Open as list →| Published | Article |
|---|---|
| 2026-10-19 |
Dealflow #531: Liquidity for Factorial and Marosa employees. Qilimanjaro and Causa Prima raise $20M. ↗
Dealflow.es newsletter
2026-10-19 |
| 2026-08-16 |
El espejismo de los unicornios: ¿estamos midiendo bien el éxito en el sector tecnológico? ↗
El Español / Invertia Disruptores
2026-08-16 |