KKalma
Kalma is a Barcelona-based company that helps homeowners, mainly people over 65, turn the value of their home into cash while continuing to live in it. It arranges bare-ownership (nuda propiedad) sales, lifetime annuities and sale-and-rent-back deals, matching senior owners with property investors who buy the bare ownership while the seller keeps a lifetime right to live in the home. It has also offered intergenerational room rental, and it runs transactions in Barcelona and Madrid. Kalma was founded in 2023 by fintech entrepreneur Carlos Hernández, and in November 2023 it closed a €1 million first round backed by Spanish entrepreneurs, including Marc Antoni Maciá, who chairs its board.
SectorsProptech, Fintech, Silver economy, Real estate
Start-up MapProptech & Construction › Real estate investment & co-ownership fintech
Founders
C
Carlos Hernández
Founder & CEO
Global models 5
E
EasyKnock
United States · www.easyknock.com ↗
Bought homes from their owners and rented them back so they could release equity and stay in place, the same idea as Kalma's sale-and-rent-back deals (it wound down in 2024).
~$450M (incl. debt)Comparable
PPoint
United States · point.com ↗
Gives homeowners cash now in exchange for a share of the home's future value, with investor capital behind the deals, turning home equity into cash without a move, like Kalma.
~$165MComparable
HHometap
United States · www.hometap.com ↗
Home-equity investments paid for by investors let owners get cash from their house while living in it, much like Kalma's bare-ownership sales.
~$100MComparable
UUnison
United States · www.unison.com ↗
Brings in institutional investors to buy a stake in a homeowner's property, so owners get cash out of the home and stay in it, close to Kalma's investor-backed deals.
~$50MComparable
TTruehold
United States · www.truehold.com ↗
Offers sale-leaseback deals mostly to older homeowners, who sell the house to Truehold's investors and keep living there, the nearest match to Kalma's target customer.
~$30MComparable
In the same niche 17 others
See all in the Start-ups Map →
Notes: Most funded first
Investors 1
M
Marc Antoni Maciá
Funding rounds 1
| Date | Round | Amount | Lead |
|---|---|---|---|
| 2023-11-02 | Seed (estimated) | €1M |
Lead not disclosed
+1 more
|
News 1
Open as list →| Published | Article |
|---|---|
| 2023-11-03 |
Barcelona-based Kalma secures €1 million to facilitate the conversion of home equity into post-retirement liquidity for seniors ↗
EU-Startups
2023-11-03 |