Libeen (Libeen Smart Housing, S.L.) is a Madrid-based proptech/fintech offering a rent-to-own "Smarthousing" model: the customer picks a home, puts down an initial deposit of around 5%, Libeen buys the property, and roughly a third of each monthly payment accumulates as equity toward purchasing it after 3-7 years. Founded in 2019 by José Manuel Cartes and Sofía Iturbe, it raised a €25M Series A of combined debt and equity in February 2025 led by Andbank (via MyInvestor and Actyus) with Cusp Capital, after a €2.5M seed led by Cusp Capital in 2022. Its SOCIMI vehicle listed on the Portfolio Stock Exchange at a ~€4.1M valuation, and the company has said it plans to exceed 1,000 homes.

Founded
2019
Founders
2
Total funds raised
€27.5M
Rounds
2
Investors
10
Last round
Feb 2025
SectorsProptech, Fintech, Real Estate, Rent-to-own housing Start-up MapProptech & Construction › Real estate investment & co-ownership fintech

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Founders

José Manuel Cartes González
Co-founder & CEO
Sofía Iturbe Cobos
Co-founder & COO

Global models 5

Divvy Homes
United States · www.divvyhomes.com ↗
Buys the home the customer chooses and rents it back, with part of each monthly payment building equity toward a purchase within a few years; acquired by Brookfield in 2025.
$180MComparable
ZeroDown
United States · zerodown.com ↗
Buys the home a customer picks and runs a lease-to-own plan with a small upfront payment and a fixed purchase price, funded by equity plus a large debt facility.
$130MComparable
Landis
United States · landis.com ↗
Buys the chosen home for renters who are not yet mortgage-ready and sells it back after a rent-to-own period, with part of the rent saved toward the down payment; the total includes debt.
$165MComparable
Ownify
United States · www.ownify.com ↗
Rent-to-own model: a small upfront deposit, the company buys the home, and the resident builds equity each month toward buying it.
$20MComparable
Wayhome
United Kingdom · wayhome.co.uk ↗
Gradual home ownership: the customer puts down a 5% deposit, Wayhome's investors buy the rest, and the customer pays rent and staircases up to full ownership over time.
$15MComparable

In the same niche 17 others

See all in the Start-ups Map →

Notes: Most funded first

Investors 10

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Cusp Capital
www.cuspcapital.com
2 rounds, led 1 · 2022–25 Germany
Andbank
www.andbank.es
Led round 2025 Spain
Actyus
www.actyus.com
Round 2025 Spain
Village Capital
villagecapital.vc
Investor United States
Enrique Linares
2 rounds · 2022–25 Spain
David Riudor
Seed 2022 Spain
Iñigo Juantegui
Round 2025 Spain Private investor
Juan Velayos
Round 2025 Spain Private investor
MyInvestor
Round 2025 Spain
Oriol Juncosa
Seed 2022 Spain Private investor

Funding rounds 2

DateRoundAmountLead
PublishedArticle
2025-02-11 Libeen secures €25M to help Gen Z buy a home ↗
Tech.eu
2025-02-11
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