LLibeen
Libeen (Libeen Smart Housing, S.L.) is a Madrid-based proptech/fintech offering a rent-to-own "Smarthousing" model: the customer picks a home, puts down an initial deposit of around 5%, Libeen buys the property, and roughly a third of each monthly payment accumulates as equity toward purchasing it after 3-7 years. Founded in 2019 by José Manuel Cartes and Sofía Iturbe, it raised a €25M Series A of combined debt and equity in February 2025 led by Andbank (via MyInvestor and Actyus) with Cusp Capital, after a €2.5M seed led by Cusp Capital in 2022. Its SOCIMI vehicle listed on the Portfolio Stock Exchange at a ~€4.1M valuation, and the company has said it plans to exceed 1,000 homes.
SectorsProptech, Fintech, Real Estate, Rent-to-own housing
Start-up MapProptech & Construction › Real estate investment & co-ownership fintech
Founders
J
José Manuel Cartes González
Co-founder & CEO
S
Sofía Iturbe Cobos
Co-founder & COO
Global models 5
DDivvy Homes
United States · www.divvyhomes.com ↗
Buys the home the customer chooses and rents it back, with part of each monthly payment building equity toward a purchase within a few years; acquired by Brookfield in 2025.
$180MComparable
ZZeroDown
United States · zerodown.com ↗
Buys the home a customer picks and runs a lease-to-own plan with a small upfront payment and a fixed purchase price, funded by equity plus a large debt facility.
$130MComparable
LLandis
United States · landis.com ↗
Buys the chosen home for renters who are not yet mortgage-ready and sells it back after a rent-to-own period, with part of the rent saved toward the down payment; the total includes debt.
$165MComparable
OOwnify
United States · www.ownify.com ↗
Rent-to-own model: a small upfront deposit, the company buys the home, and the resident builds equity each month toward buying it.
$20MComparable
WWayhome
United Kingdom · wayhome.co.uk ↗
Gradual home ownership: the customer puts down a 5% deposit, Wayhome's investors buy the rest, and the customer pays rent and staircases up to full ownership over time.
$15MComparable
In the same niche 17 others
See all in the Start-ups Map →Notes: Most funded first
Investors 10
Open as list →
CCusp Capital
www.cuspcapital.com
AAndbank
www.andbank.es
AActyus
www.actyus.com
V
Village Capital
villagecapital.vc
E
Enrique Linares
D
David Riudor
I
Iñigo Juantegui
J
Juan Velayos
MMyInvestor
O
Oriol Juncosa
Funding rounds 2
| Date | Round | Amount | Lead |
|---|---|---|---|
| 2025-02-11 | No stage disclosed | €25M incl. debt: equity and debt, the split was not disclosed |
Andbank
+6 more
|
| 2022-04-06 | Seed | €2.5M |
Cusp Capital
+3 more
|
News 1
Open as list →| Published | Article |
|---|---|
| 2025-02-11 |
Libeen secures €25M to help Gen Z buy a home ↗
Tech.eu
2025-02-11 |





