Íkualo is a Spanish fintech neobank offering digital banking accounts, debit cards, and remittance services designed specifically for immigrants in Europe, letting users open a Spanish IBAN account with just a passport, NIE, or DNI. Founded in 2023 by Harold Correa Cardona, it has grown to tens of thousands of users and received a near €1M investment from businessman José Elías via his family office. Card issuance is processed through Bnext Electronic Issuer, E.D.E., S.L.
SectorsFintech, Neobanking, Financial Inclusion, Remittances
Start-up MapFintech › Cross-border payments & remittances
Founders
H
Harold Correa Cardona
Founder & CEO
Global models 5
TTaptap Send
United Kingdom · www.taptapsend.com ↗
A mobile money-transfer app built for immigrants sending money home, earning on the exchange-rate margin, which matches Íkualo's remittance side.
$120M+Comparable
LLemFi
United Kingdom · lemfi.com ↗
A digital account and remittance app for immigrants in Europe and North America that lets newcomers open accounts and send money home cheaply.
$85M+Comparable
MMajority
United States · majority.com ↗
A membership neobank for immigrants that offers an account and debit card opened with a passport, plus international money transfers, almost exactly Íkualo's model.
$60M+Comparable
ZZolve
United States · zolve.com ↗
Gives newly arrived immigrants a bank account and credit card with no local ID or credit history, earning from card interchange and financial products.
$55M+Comparable
CComun
United States · www.comun.app ↗
A mobile bank for Latino immigrants that opens accounts with foreign IDs and bundles debit cards with remittances, the same target customer and product mix as Íkualo.
$28MComparable
In the same niche 8 others
See all in the Start-ups Map →Notes: Most funded first
Investors 1
J
José Elías Navarro (family office)
Funding rounds 1
| Date | Round | Amount | Lead |
|---|---|---|---|
| 2024-07-19 | Seed (estimated) | approximately €1M | José Elías Navarro |
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