WelPay — Venture Debt · €1.8M

Roiward, a 2023-founded fintech providing white-label employee-benefits and incentives infrastructure to HR platforms such as Factorial and Sesame, secured €1.8M of working-capital financing from Banco Santander, expandable depending on performance. This is bank debt rather than an equity round; the company is backed by Itnig and Abac Nest and targets €55M in transaction volume for 2025.