Trioteca is a Spanish mortgage-tech (hipotech) fintech founded in 2018 that uses proprietary algorithms and AI to search, compare and negotiate mortgages across dozens of Spanish banks on behalf of home buyers, free for the user. It operates as a digital mortgage broker with an in-house mortgage advisory team, has intermediated several thousand mortgages worth hundreds of millions of euros, obtained Bank of Spain registration in 2020, and promoted the creation of the Spanish Association of Mortgage Brokers. It is headquartered in Barcelona (Carrer d'Àlaba 140, 22@ district, since May 2024) with roughly 100 employees.
SectorsFintech, Mortgages, Proptech, Marketplace
Start-up MapFintech › Consumer credit & financial inclusion
Founders
R
Ricard Garriga
Founder & CEO
S
Sara Orra Rua
Co-founder & Operations Director
Global models 5
LLendi
Australia · www.lendi.com.au ↗
Online mortgage broker that compares loans from dozens of lenders, pairs software with in-house brokers, is free for the borrower and is paid commission by the lender.
~$200MComparable
HHabito
United Kingdom · www.habito.com ↗
Digital mortgage broker that searches the whole market and uses in-house advisers to secure the mortgage, free for home buyers and paid by lender fees.
~$110MComparable
OOwn Up
United States · www.ownup.com ↗
Free online mortgage marketplace that matches home buyers with lenders and helps them compare and negotiate rates, earning from lender referrals.
~$85MComparable
MMorty
United States · www.morty.com ↗
Digital mortgage brokerage that lets buyers compare and lock offers from many lenders online, with licensed loan advisers doing the work.
~$45MComparable
PPretto
France · www.pretto.fr ↗
Online mortgage broker in France that uses algorithms plus in-house experts to negotiate home loans with banks for free, paid by bank commissions.
~$45MComparable
In the same niche 26 others
See all in the Start-ups Map →Notes: Most funded first
Investors 3
Open as list →Funding rounds 1
| Date | Round | Amount | Lead |
|---|---|---|---|
| 2019-09-20 | Seed (estimated) | €1M |
Lead not disclosed
+3 more
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