Fintonic is a Madrid-based fintech platform, licensed by the Bank of Spain, that helps consumers manage personal finances and access loans by connecting bank accounts and comparing offers from 40+ financial institutions. Founded in 2011/2012 amid the Spanish financial crisis, it also offers remunerated accounts, a credit-scoring tool (FinScore), and insurance comparison, with operations in Spain, Mexico, and Chile. It has raised over $50M across multiple rounds, most recently led by Square One Capital in 2023.
SectorsFintech, Personal Finance Management, Consumer Lending
Start-up MapFintech › Consumer credit & financial inclusion
Founders
L
Lupina Iturriaga
Co-Founder & Co-CEO
S
Sergio Chalbaud
Co-Founder & Co-CEO
Global models 5
CCredit Karma
United States · www.creditkarma.com ↗
A free consumer app for credit scores and money management that earns referral fees by matching users with loans, cards and insurance from partner lenders, the same model as Fintonic's FinScore and offer comparison.
$869MComparable
P
PB Fintech
India · www.pbfintech.in ↗
A consumer marketplace that compares loans, credit cards and insurance from dozens of lenders and insurers, gives free credit scores and earns commission from those partners, like Fintonic's comparison model.
$800MComparable
CClearScore
United Kingdom · www.clearscore.com ↗
A free credit-score and money-management app, including open-banking account links, that is paid by lenders when users take up the loan and card offers it matches them with.
$200MComparable
CCredit Sesame
United States · www.creditsesame.com ↗
A free credit-score and personal-finance platform that earns revenue by recommending pre-matched loans, cards and a banking account to its consumer users.
$120MComparable
BBankBazaar
India · www.bankbazaar.com ↗
A consumer platform for comparing and applying for loans, cards and insurance from many financial institutions, with a free credit-score product, earning partner commissions.
$117MComparable
In the same niche 26 others
See all in the Start-ups Map →Notes: Most funded first
Investors 11
Open as list →
AAtresmedia
atresmedia.com
AAcurio Ventures
www.alliron.vc
GGrupo PSN
IING Ventures
IING Group
S
SquareOne Capital
O
Onza Capital
C
Carina Szplika
IInception Capital
P
Pedro Luis Uriarte
S
Square One Capital
Funding rounds 6
| Date | Round | Amount | Lead |
|---|---|---|---|
| 2023-06-16 | No stage disclosed | €5M |
SquareOne Capital
+1 more
|
| 2020-10-20 | Series C (estimated) | €10M | ING Ventures, Grupo PSN |
| 2019-04-12 | Series C (estimated) | €19M |
ING Ventures
+1 more
|
| 2017-06-23 | Series B | €25M |
ING Group, Grupo PSN
+5 more
|
| 2014-01 | Series A | — |
Lead not disclosed
+1 more
|
| 2012-11 | Seed (estimated) | €1.2M | Lead not disclosed |
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