Bcas is a Madrid-based fintech/edtech platform that removes economic barriers to education by offering flexible student financing, including Income Share Agreements (repayment starts after employment) and installment plans of 6-36 months. Founded in 2021, it has financed over 4,000 students through 100+ partner training centers in Spain and Germany, and has raised more than €55M combined in equity and debt, including a €30M debt round in February 2026 led by MyInvestor.
SectorsFintech, Edtech
Start-up MapFintech › Consumer credit & financial inclusion
Founders
B
Bosco González del Valle
Co-Founder & CEO
J
Javier Ausín
Co-Founder & COO
M
Manuel Avello
Co-Founder & Chief Product Officer
Global models 5
PProdigy Finance
United Kingdom · www.prodigyfinance.com ↗
Provides deferred, affordability-based loans to international graduate students, matching Bcas's model of financing education with repayment tied to future earning capacity.
$184.6MComparable
M
MPOWER Financing
United States · www.mpowerfinancing.com ↗
Offers no-cosigner student loans to international and DACA students in the US and Canada, the same 'study now, pay later' financing gap Bcas targets in Europe.
$156MComparable
BBloomTech (Lambda School)
United States · www.bloomtech.com ↗
Pioneered Income Share Agreements for vocational/coding-bootcamp students, the exact ISA mechanism Bcas uses for training-center partners.
$149MComparable
CClimb Credit
United States · climbcredit.com ↗
Finances tuition for career-training and vocational programs via loans underwritten on graduate employment outcomes, closely mirroring Bcas's partner-school financing model.
$65.8MComparable
SStride Funding
United States · www.stridefunding.com ↗
Runs an ISA and outcomes-based financing platform for bootcamp and certificate students, directly comparable to Bcas's ISA product line.
$21MComparable
In the same niche 26 others
See all in the Start-ups Map →
Notes: Most funded first
Investors 11
Open as list →
AActyus
actyus.com
ZZubi Capital
zubicapital.com
DDozen Investments
dozeninvestments.com
EExtension Fund
www.extensionfund.com
OOrilla Asset Management
orillaam.com
WWayra
www.wayra.com
ZZubi Labs
zubilabs.com
AArchipélago Next
www.archipelagonext.com
MMyInvestor
J
Juanjo Mostazo
P
Pablo Fernández
Funding rounds 4
| Date | Round | Amount | Lead |
|---|---|---|---|
| 2026-02-04 | Venture Debt | €30M | MyInvestor |
| 2024-06-03 | Venture Debt | — | Actyus |
| 2024-06-03 | Series A (estimated) | €17M incl. debt: equity and debt, the split was not disclosed | MyInvestor |
| 2023-03-09 | Seed (estimated) | €7M incl. debt: equity and debt, the split was not disclosed |
Zubi Capital
+7 more
|