B
Company · Fintech
Bnext
Bnext is a Madrid-based Spanish fintech, founded in 2016, that launched as one of Spain's first neobanks offering fee-free accounts, debit cards, and P2P payments to consumers, raising what was reported as the largest Series A financing in Spain's fintech history ($25M led by DN Capital, 2019). Regulated as an Electronic Money Institution by the Bank of Spain since 2020, the company has since pivoted toward B2B "banking-as-a-service"/embedded finance, positioning itself as financial infrastructure that lets other businesses launch and manage their own payment services.
Founded
2016
Founders
2
News
0
Rounds
2
Investors
8
SectorsFintech, Neobank, Banking-as-a-Service, Embedded Finance
Start-up MapFintech › Consumer credit & financial inclusion
Profile updated 31 Jul 2026
Founders
G
Guillermo Vicandi
CEO & Co-Founder
J
Juan Antonio Rullán de la Mata
CPO & Co-Founder
Global models 5
MMarqeta
United States · www.marqeta.com ↗
Card issuing and payment infrastructure platform that other businesses build financial products on top of, the same infrastructure-as-a-service model Bnext now offers.
$528MComparable
SSolarisbank (Solaris)
Germany · www.solarisgroup.com ↗
European Banking-as-a-Service provider, licensed as a bank, that lets other companies embed accounts, cards, and payments, directly analogous to Bnext's EMI-licensed BaaS pivot.
$291MComparable
RRailsr (formerly Railsbank)
United Kingdom · railsr.com ↗
Embedded finance/BaaS platform providing licensed banking infrastructure to other businesses, the same model Bnext repositioned around.
$177MComparable
UUnit
United States · www.unit.co ↗
Banking-as-a-service platform enabling companies to embed accounts, cards, and payments, matching Bnext's current B2B financial infrastructure offering.
$170MComparable
SSynctera
United States · www.synctera.com ↗
BaaS platform connecting fintechs and businesses to bank-sponsored financial infrastructure, mirroring Bnext's licensed embedded-finance model.
$94MComparable
Investors 8
CCometa
DDigital Horizon
DDN Capital
EEnern
FFounders Future
KKreos Capital
RRedalpine
SSpeedinvest
Funding rounds 2
News & media
No coverage on record yet.