Company · Fintech

Banktrack

banktrack.com ↗ ·Barcelona ·Seed

Banktrack (legal entity Bank2Email S.L.) is a Barcelona-based fintech offering Spanish SMEs and freelancers a real-time treasury and cash-flow management platform: auto-categorized bank transactions, AI-scanned invoicing compatible with Verifactu, cash-flow forecasting, multi-company workspaces, and WhatsApp financial alerts. Founded in 2021/2022 by three co-founders, it has raised roughly €2M in seed funding to date from K Fund, 4Founders Capital, LifeX Ventures and around 20 angel investors.

Founded

2021

Founders

News

Rounds

Investors

SectorsFintech, SaaS, Treasury Management, SME Software Start-up MapFintech › Finance operations software

Profile updated 30 Jul 2026

Founders

Carlos Pérez González

Co-Founder & COO

David Álvarez de la Torre

Co-Founder & CTO

Nacho González-Barros

Co-Founder & CEO

Global models 5

Ramp

United States · ramp.com ↗

AI-powered corporate card and spend/finance-operations platform giving companies real-time visibility and control over cash flow and expenses, a broader version of Banktrack's model.

$3.75BComparable

Qonto

France · qonto.com ↗

Neobank and financial management platform for SMEs and freelancers combining business banking, invoicing, and cash-flow/expense visibility, closely matching Banktrack's target segment.

$717MComparable

Pennylane

France · www.pennylane.com ↗

All-in-one accounting, invoicing and banking platform for SMEs and accountants, same core promise of real-time financial control for small businesses.

~$435MComparable

Agicap

France · agicap.com ↗

Cash-flow monitoring and treasury forecasting platform for SMEs with bank/ERP integrations — the closest direct model match to Banktrack in Europe.

$185MComparable

Float

United Kingdom · floatapp.com ↗

Cash-flow forecasting tool integrating with Xero/QuickBooks for small businesses, a narrower but directly comparable niche to Banktrack's forecasting feature.

~$2.8MComparable

Investors 3

4Founders Capital

www.4founderscapital.com

Investor United States

Funding rounds 2

Seed · €1M

Barcelona treasury-management software startup Banktrack added a €1M extension co-led by Kfund, 4Founders Capital and LifeX Ventures, taking…

2024-05-29

Seed · €1M

Banktrack, which sends users a daily summary of their bank accounts by email, WhatsApp, Telegram, Slack or Teams, raised €1M co-led by K Fun…

2022-10-10

News & media 2

Published	Article
2024-05-29	Spain's Banktrack secures €2M Seed round ↗ Tech.eu
2022-10-10	Banktrack.com cierra una ronda de €1M liderada por K Fund y 4Founders Capital para controlar las finanzas personales y de empresa por WhatsApp ↗ Capital-Riesgo.es