Banktrack (legal entity Bank2Email S.L.) is a Barcelona-based fintech offering Spanish SMEs and freelancers a real-time treasury and cash-flow management platform: auto-categorized bank transactions, AI-scanned invoicing compatible with Verifactu, cash-flow forecasting, multi-company workspaces, and WhatsApp financial alerts. Founded in 2021/2022 by three co-founders, it has raised roughly €2M in seed funding to date from K Fund, 4Founders Capital, LifeX Ventures and around 20 angel investors.
SectorsFintech, SaaS, Treasury Management, SME Software
Start-up MapFintech › Finance operations software
Founders
C
Carlos Pérez González
Co-Founder & COO
D
David Álvarez de la Torre
Co-Founder & CTO
Global models 5
RRamp
United States · ramp.com ↗
AI-powered corporate card and spend/finance-operations platform giving companies real-time visibility and control over cash flow and expenses, a broader version of Banktrack's model.
$3.75BComparable
QQonto
France · qonto.com ↗
Neobank and financial management platform for SMEs and freelancers combining business banking, invoicing, and cash-flow/expense visibility, closely matching Banktrack's target segment.
$717MComparable
PPennylane
France · www.pennylane.com ↗
All-in-one accounting, invoicing and banking platform for SMEs and accountants, same core promise of real-time financial control for small businesses.
~$435MComparable
AAgicap
France · agicap.com ↗
Cash-flow monitoring and treasury forecasting platform for SMEs with bank/ERP integrations — the closest direct model match to Banktrack in Europe.
$185MComparable
FFloat
United Kingdom · floatapp.com ↗
Cash-flow forecasting tool integrating with Xero/QuickBooks for small businesses, a narrower but directly comparable niche to Banktrack's forecasting feature.
~$2.8MComparable
In the same niche 22 others
See all in the Start-ups Map →Notes: Most funded first
Investors 7
Open as list →
44Founders Capital
www.4founderscapital.com
KKfund
kfund.vc
LLifeX Ventures
www.lifex.vc
B
Bernat Ripoll
F
Fernando Egido
IIndexa Capital Group
J
Javier Fondevila
Funding rounds 1
·1 not counted| Date | Round | Amount | Lead |
|---|---|---|---|
| 2022-10-10 | Seed | €2M |
K Fund, 4Founders Capital
+5 more
|
News 2
Open as list →| Published | Article |
|---|---|
| 2024-05-29 |
Spain's Banktrack secures €2M Seed round ↗
Tech.eu
2024-05-29 |
| 2022-10-10 |
Banktrack.com cierra una ronda de €1M liderada por K Fund y 4Founders Capital para controlar las finanzas personales y de empresa por WhatsApp ↗
Capital-Riesgo.es
2022-10-10 |






