Company · Fintech

Balio

balio.app ↗ ·Barcelona ·Seed

Balio is a Barcelona-based fintech founded in 2019 offering a financial education and wellbeing platform, combining courses, tools, and expert guidance on personal finance and investing, later expanding into a corporate financial-wellbeing benefit for employers. It raised roughly $1.16M across pre-seed/seed rounds from a group of Spanish angel and micro-VC investors. On 2026-07-20 it was acquired by Milan-based enterprise-AI company Contents in its sixth European buy-and-build deal, so Balio is no longer an independent startup.

Founded

2019

Founders

News

Rounds

Investors

SectorsFintech, HR & Future of Work Start-up MapFintech › Consumer credit & financial inclusion

Profile updated 30 Jul 2026

Founders

Gerard Bernal

CEO & Co-founder

—

Guillem Roig Collell

COO & Co-founder

Sergi Benet

Co-founder

Global models 5

DailyPay

United States · www.dailypay.com ↗

Employer-integrated earned-wage-access and financial-wellness platform, the closest large-scale comparable to Balio's workplace financial wellbeing model.

$1.73BComparable

Wagestream (Stream)

United Kingdom · wagestream.com ↗

Workplace financial wellness app offering earned-wage access, saving and financial education tools distributed through employers, same B2B2C model as Balio.

$228MComparable

PayActiv

United States · www.payactiv.com ↗

Employer-sponsored financial wellness and earned-wage-access platform aimed at improving employee financial health.

$134MComparable

Salary Finance

United Kingdom · www.salaryfinance.com ↗

Financial wellbeing benefit sold through employers, combining loans, savings and financial education similar to Balio's corporate offering.

$114MComparable

Origin

United States · www.useorigin.com ↗

AI-powered financial wellness benefits platform for employees, matching Balio's pivot toward a B2B corporate financial-wellbeing product.

$76.5MComparable

Investors 5

Blue Lion Global

Investor United States

Funding rounds 1

Seed · €276K

Personal-finance education community Balio raised €276K in a round led by Draper B1, with Enzo Ventures, ENISA and business angels also taki…

2021-03-30

News & media 4

Published	Article
2026-07-27	Dealflow #522: Fever valued at almost €4B. viterbit acquired by InfoJobs. Santander AI team. ↗ Dealflow.es Newsletter
2026-07-24	Atresmedia dispara la valoración de Fever. Revel última €75M con Santander. Infojobs sale de compras en España. ↗ Ecotechers
2026-07-24	La italiana Contents adquiere la plataforma española de bienestar financiero Balio ↗ El Referente
2026-07-20	Milan-based Contents acquires Spanish financial wellbeing platform Balio in sixth buy-and-build deal ↗ EU-Startups