Goin

goin.app ↗ ·Barcelona ·Series A

Goin is a Barcelona-based fintech that operates a consumer money "super-app" combining automated savings (round-ups and rule-based saving), investing in 50+ cryptocurrencies, cashback from 1,000+ brands and discounted gift cards, with bank connectivity via PSD2. Founded in 2017 and accelerated by Lanzadera, it reports 700,000+ registered users across Spain, Italy and other European markets, registered as a crypto-asset services provider with the Bank of Spain in 2023, and in April 2025 launched KernelPay, a B2B banking-as-a-service infrastructure product. Its three founders have all moved on to other ventures, and Davo Bastidas became CEO in January 2024.

Founded

2017

Founders

Total funds raised

€7.2M

SectorsFintech, Consumer, Savings & Investing, Crypto, Cashback & Rewards, Banking-as-a-Service Start-up MapFintech › Consumer credit & financial inclusion

Suggest a correction

Founders

Carlos Rodríguez Antón

Co-Founder & CTO

David Riudor

Co-Founder & President (former CEO)

Also at Akka →

Gabriel Esteban Gullón

Co-Founder & COO

Also at Permisso →

Global models 5

Acorns

United States · www.acorns.com ↗

Consumer app built on round-up automated saving and investing plus brand cashback ('Found Money'). This is the same savings-plus-rewards core as Goin.

$507MComparable

Stash

United States · www.stash.com ↗

Subscription money app for retail users that combines automated saving, micro-investing and stock-back rewards on spending.

$480MComparable

Moneybox

United Kingdom · www.moneyboxapp.com ↗

Round-up savings and investing app for mass-market consumers that earns from account fees and fund margins. It targets the same users as Goin.

$150MComparable

Plum

United Kingdom · withplum.com ↗

European AI-driven automated savings app with rule-based saving, investing and bank connectivity via open banking. It is the nearest European match to Goin.

$60MComparable