Flinket is a Spanish Open Insurance and wealthtech company that builds the digital infrastructure banks and insurers use to launch insurance-based savings and investment products (unit-linked) fully digitally and in real time, covering onboarding with e-signature, AML/KYC, payments, order execution and reporting through an API-first architecture. Founded by former MyInvestor co-CEO Gabriela Orille, it publicly launched in December 2025 with a €1.4M round and MGC Mutua as strategic insurance partner, and has since launched myETF (ETF portfolios inside a life-savings policy) and partnered with Upvest. It is a very small team (roughly 2-10 people) headquartered in Madrid.
SectorsFintech, Insurtech, Wealthtech, Open Insurance, SaaS / API infrastructure
Start-up MapFintech › Bank & lender infrastructure
Founders
C
Chisco de Ascanio
Co-founder & Board Member
J
Joan Mir
Co-founder & President
Global models 5
Bbolttech
Singapore · bolttech.io ↗
API-first insurance infrastructure that lets banks and other distributors sell insurance products digitally, with insurers supplying the cover.
$800MComparable
UUpvest
Germany · upvest.co ↗
API infrastructure that banks and fintechs use to launch investment and ETF products, covering onboarding, order execution and reporting.
$250MComparable
CCover Genius
Australia · covergenius.com ↗
Embedded-insurance platform that partners, including banks, plug in through an API to offer insurance fully digitally and in real time.
$200MComparable
QQover
Belgium · www.qover.com ↗
European embedded-insurance infrastructure that lets banks and fintechs launch insurance products digitally through an API.
$60MComparable
WWealthKernel
United Kingdom · www.wealthkernel.com ↗
B2B investment infrastructure API that banks and fintechs use to launch savings and investment products, including onboarding, execution and reporting.
$30MComparable
In the same niche 16 others
See all in the Start-ups Map →Notes: Most funded first
Investors 5
Funding rounds 1
| Date | Round | Amount | Lead |
|---|---|---|---|
| 2025-12-15 | Seed (estimated) | €1.4M |
Lead not disclosed
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