Murphy is a Barcelona-based startup building an AI-native "agentic collections" platform that automates debt recovery for banks, fintechs, utilities and telcos via 24/7 multilingual AI agents across voice, SMS, WhatsApp and email. Founded in late 2024, it emerged from stealth in July 2025 with $15M (€12.8M) in combined pre-seed and seed funding and now operates in 10+ countries.
SectorsAI & Data, Fintech, Enterprise Software
Start-up MapFintech › Bank & lender infrastructure
Founders
B
Borja Solé Fauria
CEO & Co-Founder
M
Marc Sánchez Garcia
CTO & Co-Founder
Global models 5
CCredgenics
India · www.credgenics.com ↗
AI-powered digital debt collections and resolution platform for banks and lenders, the closest direct comparable to Murphy's agentic collections model.
$79.1MComparable
TTrueAccord
United States · www.trueaccord.com ↗
Machine-learning-driven automated debt collection platform serving lenders and creditors, pioneering AI-native recovery outreach.
$78MComparable
SSkit.ai
India · skit.ai ↗
Conversational voice AI agents automating collections calls for accounts receivable and lending, mirroring Murphy's multilingual AI agent approach.
$47.6MComparable
SSedric AI
Israel · www.sedric.ai ↗
AI platform for financial institutions focused on compliance and collections oversight, serving the same bank/fintech customer base as Murphy.
$22MComparable
RReceeve
Germany · www.receeve.com ↗
Debt recovery and collections workflow platform for enterprises (acquired by InDebted in 2024), directly comparable to Murphy's collections automation focus.
$19MComparable
In the same niche 16 others
See all in the Start-ups Map →
Notes: Most funded first
Investors 5
Open as list →
NNorthzone
northzone.com
EEnzo Ventures
www.enzoventures.eu
SSeedcamp
seedcamp.com
ElevenLabs
LLakestar
Funding rounds 2
News 7
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Dos catalanes lanzan un fondo de 20 millones de euros para financiar 'startups' en fase inicial ↗
Crónica Global
2026-10-19+1 source |
| 2025-07-15 |
Spanish AI agent debt collector Murphy raises $15M to expand globally ↗
Vestbee
2025-07-15 |
| 2025-07-14 |
Murphy raises $15m to disrupt debt servicing with AI ↗
FinTech Global
2025-07-14 |
| 2025-07-14 |
ElevenLabs and Northzone back AI agent debt collector Murphy in $15m raise ↗
Sifted
2025-07-14 |