Belender

belender.eu ↗ ·Cornellà de Llobregat ·Pre-seed

Belender (legal entity All4Lend S.L.) is a Spanish fintech SaaS that pulls a prospective borrower's official documentation from public administrations in about two minutes — CIRBE from the Bank of Spain, IRPF tax returns, working life and monthly contributions from Social Security, census data — so lenders can run risk analysis without manual document chasing. It sells to digital lenders, banks, credit card issuers, insurers, real estate firms and equipment/machinery leasing companies via API, a web platform or an embedded solution, and is ISO 27001 and ISO 9001 certified. Founded in 2019 and based in the Barcelona area (currently at the Viver d'Empreses Procornellà in Cornellà de Llobregat), it raised roughly €200K through Startupxplore in April 2023; corporate filings published on its own investor page in mid-2026 show it converting from S.L. to S.A., which in Spain typically precedes a BME Scaleup listing or a larger capital raise.

Founded
2019
Founders
1
Total funds raised
€372K
Rounds
3
Investors
5
Last round
Apr 2023
SectorsFintech, Regtech, Credit risk / lending infrastructure, SaaS, Data & API infrastructure Start-up MapFintech › Bank & lender infrastructure

Suggest a correction

Founders

Roger Checa Olivares
Founder & CEO

Global models 5

Plaid
United States · plaid.com ↗
API that pulls a borrower's verified financial, income and employment data straight from the source so lenders can underwrite without manual document collection.
$734MComparable
Tink
Sweden · tink.com ↗
European API that fetches account and income data for lenders' risk and affordability checks, sold to banks and digital lenders.
$370MComparable
Ocrolus
United States · www.ocrolus.com ↗
B2B SaaS that automates the collection and analysis of borrower documents such as bank statements, pay stubs and tax forms for lenders' underwriting.
$127MComparable
Truework
United States · www.truework.com ↗
Verification API and platform that gets a borrower's income and employment records directly from payroll and official sources for mortgage and consumer lenders.
$80MComparable
Argyle
United States · argyle.com ↗
API that lets lenders pull a borrower's employment, income and payroll records directly from the source, with the borrower's consent, to cut document chasing in underwriting.
$78MComparable

In the same niche 16 others

See all in the Start-ups Map →

Notes: Most funded first

Investors 5

Open as list →
Startupxplore
startupxplore.com
2 rounds · 2020–23 Spain
Fernando Cabello-Astolfi
Pre-seed 2020 Spain Private investor
Founders of Crealsa
Pre-seed 2021 Spain
Mutua Enginyers
Pre-seed 2021 Spain
Mutua Médica
Pre-seed 2021 Spain

Funding rounds 3

DateRoundAmountLead

News

No coverage on record yet.
Start typing to search across everything.
↑↓ navigate↵ openesc close? shortcuts
Keyboard shortcuts
/ Ctrl K
Search
j k
Next or previous row
↵
Open the row
Ctrl ↵
Open it in a new tab
[ ]
Previous or next page
?
This list